1333 E 4th St #100

Fixed 30-year rate at just 3.0% for income-qualified buyers through the AHIF First Mortgage program (up to 120% AMI, up to $400,000 loan amount)! No Metro Tax. Low HOA Fee. Private Dog-Friendly Fenced Yard. A rare opportunity for qualified owner-occupant buyers just one mile from downtown Loveland! This 3-bedroom, 2.5-bath townhome blends affordability, style, and low-maintenance living in a convenient central location close to restaurants, breweries, shops, parks, trails, and everyday amenities. The main level offers an open-concept living, dining, and kitchen layout with a half bath and attached 1-car garage, creating an easy flow for daily living and entertaining. Upstairs features three bedrooms, two full bathrooms, and convenient upper-level laundry. Quality interior finishes include white quartz kitchen countertops, tile backsplash, luxury vinyl plank flooring, and a clean modern design. Qualified buyers may also have access to two down payment assistance options to help make ownership more attainable. Colorado Roots may provide up to 10% of the purchase price, with a maximum loan amount of $50,000, for down payment, closing costs, and prepaid items. The NoCo Foundation Equity Share program may provide assistance up to 15% of the purchase price and does not require monthly principal and interest payments on the assistance loan. Paired with No Metro Tax and no mortgage insurance, this rate can mean dramatically lower, more predictable monthly payments for buyers who thought ownership near downtown Loveland was out of reach. Program eligibility: must be owner occupant, income limits are high (120% AMI), and homebuyer education class apply. Built as an efficient all-electric home, this property is designed to help keep monthly costs manageable, with the option to add a PV solar system for additional long-term energy savings. Owner-occupants only; not available to investors.