1705 Heath Parkway, Fort Collins, CO 970-402-8267
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The Soukup Group
Tailored to Relocating
For sale · single-familyLoveland, CO 80538

3954 Cottonwood Dr

Read for someone moving in — the cost-of-living math, schools and commute, so you can weigh it before you book a flight.
107 days on market
$490,000
List price · $1,988 / yr tax · No HOA
4Bedrooms
2Bathrooms
2,383Sq ft
2Garage
$206 / sqftPrice / sq ft
1976Year built
0.18 acLot size
Our statistical model*
$415,000based on what similar homes sold for

*Based on a mathematical and statistical model: machine learning trained on 14,000 local sales. Not intended as an appraisal.

Asking $490k

Half between $393k and $463k

What similar homes support13 similar homes, priced to today's marketUnusual sale

The asking price is above what similar homes support. On its own that doesn't mean it won't sell near asking: homes priced above that range sold for about 99% of their asking.

This listing's history adds context: 107 days on the market without an accepted offer (similar-priced homes got one in 16 days) and one price cut.

What "similar homes" means here

Detached homes with 4 bedrooms, 950 to 1,770 sq ft above ground (within 30% of this home), built 1951 to 2001, sold in the last 12 months. We start within 1 mile and widen, up to 3 miles, until there are at least 12. Here: 1 mile, 13 homes.

These rules were picked by testing them against 2,275 real sales.

Why $415,000

  • Similar homes' median, priced to today's market$490.0k
  • Location: homes nearest this one sell for less-$37.7k
  • Age and condition-$14.7k
  • Size-$14.4k
  • Other details and model fine-tuning-$8.2k
  • Our statistical model$415.0k

Tested on 1,200 real sales: half sold within 7.5% of our estimate.

Offered for the first time since it was built, this well-maintained, one-owner 4-bedroom, 2-bath ranch home is located in a highly desirable neighborhood close to schools. Thoughtfully updated over the years, the home combines classic charm with modern improvements. A spacious addition completed in 1985 expanded the home to include a dining/flex room, pantry, office, and laundry room, while durable steel siding was also installed. Additional updates include new windows (2003), an open-concept kitchen remodel with wood flooring and a beautifully finished basement (2005), LeafFilter gutter protection (2017), an active radon mitigation system, and a low-maintenance xeriscape front yard completed in 2025. The functional floor plan offers comfortable living on both levels, with the fourth bedroom featuring a walk-in closet in the finished basement, along with generous recreation and family room space. Outside, you'll find a fully fenced backyard, an attached 2-car garage, and two storage sheds for all your tools and equipment. The extra-wide driveway provides ample RV parking, making this home as practical as it is inviting. With its exceptional care, numerous updates, and sought-after location, this is a rare opportunity to own a home that has been lovingly maintained by its original owner.

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3954 Cottonwood Dr

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Walkability: 71 (10 of 10)
Flood-safe: 1 (4 of 10)
Mild winters: 14 days/yr (5 of 10)
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Listing agent
Soukup Real Estate
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Modeled value, rent and projections are estimates produced by The Soukup Group's own model — not appraisals, not financial advice, and not third-party valuations. Ranges and confidence reflect real uncertainty. Equal Housing Opportunity.

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