(By ZIP Code: 80521, 80524, 80525, 80526, 80528)
Thinking about buying a home around $1 million in Fort Collins?
Whether you’re relocating, moving up, or simply curious, this guide breaks down exactly what $1M buys you in each major Fort Collins ZIP code—so you can see where you get the most bang for your buck.
We’ve analyzed active listings, under contract homes, and sold properties from the last 12 months priced between $990,000 and $1.25M.
Here’s what the market says right now.
80528 – SE Fort Collins (ex: Fossil Lake, Eagle Ranch, McClelland Creek)
The Vibe: Newer two-stories in top-rated school zones, 3-car garages, and neighborhood amenities. Occasional large-lot estate homes on the edge of town.
Market Snapshot:
- Active: 10 | Under Contract: 3 | Sold (12 mo.): 32
- Median Days on Market (sold): 40.5
- Median Price per Sq Ft (Total): $232 (IQR: $218–$254)
- Typical Specs: 5 beds / 4 baths, 4,678 total sq ft, 0.24-acre lot, 3-car garage
- Median Year Built: 2005
- Price Range in this dataset: $990k–$1.325M
Bang-for-Buck: Best “newer home + schools + amenities” value per square foot in Fort Collins.
80524 – NE Fort Collins & County Pockets (ex: Sonders, Lindenwood, Acreage)
The Vibe: A mix of newer master-planned living, lake neighborhoods, and true acreage—sometimes 50+ acres just outside city limits.
Market Snapshot:
- Active: 18 | Under Contract: 7 | Sold (12 mo.): 35
- Median Days on Market (sold): 54
- Median Price per Sq Ft (Total): $319 (IQR: $267–$373)
- Typical Specs: 4 beds / 3 baths, 3,532 total sq ft, 0.565-acre lot, 3-car garage
- Median Year Built: 1985
- Price Range in this dataset: $995k–$1.35M
Bang-for-Buck: Top choice for land or lake-area living. Price per square foot can be favorable, but finishes and utilities vary widely.
80526 – Central/SW Corridor (ex: Spring Creek, Clarendon Hills, Foothills)
The Vibe: Established neighborhoods, trail/creek access, and mature landscaping.
Market Snapshot:
- Active: 3 | Under Contract: 2 | Sold (12 mo.): 9
- Median Days on Market (sold): 64
- Median Price per Sq Ft (Total): $268 (IQR: $244–$306)
- Typical Specs: 4 beds / 4 baths, 4,254 total sq ft, 0.38-acre lot, 3-car garage
- Median Year Built: 1996
- Price Range in this dataset: $935k–$1.325M
Bang-for-Buck: A great “location + outdoor access” play without paying the newest-build premium.
80525 – SE/Central (ex: Parkwood, Huntington Hills, Victoria Estates)
The Vibe: Mature tree-lined streets, central convenience, and occasional acreage inside the ZIP.
Market Snapshot:
- Active: 5 | Under Contract: 3 | Sold (12 mo.): 28
- Median Days on Market (sold): 28
- Median Price per Sq Ft (Total): $253 (IQR: $229–$288)
- Typical Specs: 4 beds / 4 baths, 4,273 total sq ft, 0.325-acre lot, 3-car garage
- Median Year Built: 1993
- Price Range in this dataset: $949k–$1.35M
Bang-for-Buck: Excellent balance of central convenience, mature landscaping, and quick sales times.
80521 – Old Town West & Foothills Edge
The Vibe: Historic charm near Old Town plus rare acreage with water rights on the western edge.
Market Snapshot:
- Active: 4 | Under Contract: 1 | Sold (12 mo.): 11
- Median Days on Market (sold): 79
- Median Price per Sq Ft (Total): $421 (IQR: $300–$521)
- Typical Specs: 3 beds / 2 baths, 2,597 total sq ft, 0.20-acre lot, 1-car garage
- Median Year Built: 1919
- Price Range in this dataset: $995k–$1.299M
Bang-for-Buck: Lifestyle-driven. You’re paying for character and proximity (or rare acreage with water rights), not just square footage.
Quick Take: Where Does $1M Stretch the Farthest?
- Most house per dollar: 80528, followed by 80525
- Most land per dollar: 80524 (county/lake pockets)
- Location/character premium: 80521
If you’re planning a $1M+ home search in Fort Collins, knowing what to expect in each ZIP will help you target neighborhoods that match your lifestyle—and make your offer with confidence.